While it’s true that Exxon has never sent goons to rough me up or burn down my house, I think it’s true that many huge corporations have had a perverse influence on the lives of most Americans.[...]

Critics of financial regulation say, among many other things, that increased regulation will stifle innovation. Over the past year, it has become clear that many innovations are indistinguishable from scams, and these types of innovations should certainly be stifled.